Adeft
Agentic AI for Mortgage Origination

The messiest files in mortgage. Handled.

AI agents process every file upfront. Your licensed team keeps judgment and approves everything that matters.

Approved by you. Fast, right, and human.

  • Every file approved by your licensed team
  • Secure upload, encrypted storage
  • Works with any LOS, through MISMO
  • Built with design partners licensed in CA, TX, CO, IL

For your loan officers

Drop the MISMO.
Skip the PDF form.

Loan officers drag one MISMO file onto a secure page and the submission completes itself. No 1003 to retype, no PDF forms attached to email, no back and forth. And if a loan officer emails a PDF instead, Adeft still classifies, renames, and organizes it.

New submissionWaiting
Drop a MISMO fileloan_4471.xml
Borrower
Co-borrower
Loan amount
Property
Program
Purpose
Occupancy
LTV

38 fields completed in seconds

Your documents · Smith, J.3 of 6 received
Upload a document
Photo ID
Pay stubs (last 30 days)
W-2 (2 years)
Bank statements (2 months)
Homeowners insurance
Purchase contract

For their borrowers

The right documents,
the first time.

Borrowers upload to a secure portal that checks every file against the lender's guidelines on the spot. It accepts what works, explains what does not, and keeps a live list of exactly what is still needed.

Every file

It files itself, and checks itself.

Every document is classified, renamed, and put in its place. Income and asset figures are pulled and lined up against the 1003. Retention records and a full audit trail build themselves as you work, so when you need the record, it is already there.

New business for your shop

Borrowers arrive ready.

We are building a consumer channel for self-employed and self-made borrowers. Before a file reaches you, Adeft has already analyzed the borrower's income against published lender guidelines and assembled their documents into a complete, organized, verified file.

For you, that changes the first day of the loan. Instead of an inbox of PDFs and weeks of chasing what is missing, you open a file that is ready for your review: income worked up, documents classified and checked, nothing left to hunt down. The borrowers the system treats as strange become the files your shop is best at.

Approved by you

You stay the expert. Adeft does the grunt work.

Adeft organizes, extracts, and prepares. Licensed professionals on your team review and approve every file. Nothing about the loan leaves your hands without your approval, and it holds on every file. Mortgage processing is consumer-finance work; Adeft is built to match that bar.

⏸ Prepared by Adeft✓ Approved by you

Approved by you

Nothing leaves without your sign-off. No autonomous execution.

A record of everything

Every classification and action is captured per file for compliance.

Secure upload and encrypted storage

Documents are uploaded over a secure connection and stored encrypted, reachable only by your team.

Read our trust and compliance approach
✓ Approved by you · Sent

See it on your own file.

See Adeft Intake on your own file. Book 30 minutes with a founder and watch a real submission go from inbox to organized.

Founding partners lock their pricing for the life of the account and work directly with the founders.

Jeremiah SeraphineJeremiah SeraphineCEO and Co-Founder